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Student Loan Issues

Student Loans And Bankruptcy

Generally, student loans cannot be discharged in bankruptcy. The reasoning is that a legal threshold, called the undue hardship standard, is set so high that few bankruptcy filers can succeed. Not only do filers need to prove they could not pay their student loans in the short term, they need to prove they were unlikely to ever pay them.

But that doesn’t mean bankruptcy cannot be a tool for you to address your student loan debts. Bankruptcy can give you the breathing room to repay student loans. Chapter 13 bankruptcy can enable you to cure student loan defaults.

At Guerrieri, Cox & Associates, LLC., our Columbus student loan and bankruptcy lawyers help indebted people throughout central Ohio regain control of their finances by managing and eliminating their debts. If you are overwhelmed by student loan debts, we can lighten your burden using legal tools provided under the U.S. Bankruptcy Code.

You Can Still Get Rid Of Your Student Debt

While your student loan debt may still be a concern, we can do much to improve your financial situation. If you are in danger of student loan default, chances are that you also have credit card debts, medical debts or other unsecured obligations that are weighing you down.

Our experienced debt relief attorneys can reduce or eliminate these debts using the tools of Chapter 7 and Chapter 13 consumer bankruptcy, as well as debt consolidation and other alternatives to bankruptcy.

Don’t Let Student Debt Ruin Your Life. Guerrieri, Cox & Associates, LLC. Can Help You.

You shouldn’t have to sacrifice your future to pay your student loans today. You have options. The debt-relief lawyers from Guerrieri, Cox & Associates, LLC. can help you shed your debt and get your life back under control. For more information, or to schedule a free consultation, contact us online in Columbus, Ohio.

We are a debt relief agency. We help people file for bankruptcy relief under the Bankruptcy Code.

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