We can help stop a garnishment of your wages. Filing a Chapter 7 or Chapter 13 bankruptcy immediately stops wage garnishments and protects your income from creditors so that you can afford to live. The Columbus, Ohio debt relief attorneys at Guerrieri, Cox & Associates view a wage garnishment as an emergency. We prioritize appointments and the filing of bankruptcy cases for people who need to stop wage garnishments.
Time is of the Essence
We recommend calling for a free consultation appointment as soon as you receive notice of a lawsuit, a letter from us, or notice of a garnishment. Wage garnishments can begin 15 days after receiving notice to pay a judgment. Losing 25% of your paycheck to a wage garnishment can make it impossible to pay for necessities like your home or car. Acting quickly to stop a garnishment is critical to debt relief and we will advise about filing an emergency bankruptcy petition at your initial consultation.
You May Qualify to Avoid Wage Garnishment
Income below certain amounts is exempt from garnishment. We use our experience to determine whether your best option is requesting a hearing to determine that your income is exempt from garnishment. An exemption hearing may be an alternative to bankruptcy or provide time to afford the costs of filing bankruptcy.